Naturally there comes a time in all our lives that we start to think about a time when we won’t be here. Most importantly we wonder about our loved ones and what we will leave behind.

There are some things, however, that we wouldn’t wish to leave behind. One thing in particular is the burden of funeral costs and the worry of deciding on appropriate funeral arrangements.

At Southern Cross Funerals we are pleased to offer you the ability to plan ahead and pre-arrange your funeral service, locking in the price of you service at today’s prices and leaving nothing to chance in the planning of your funeral, giving you and your family peace of mind.

Our Pre-paid funerals are prepared through the ‘Funeral Plan Management’ (FPM) which is a part of the ‘Lifeplan Funds Management Group’ ensuring your funds are secured with one of the industries largest investment groups.

Benefits of pre-arranging a funeral include:

  • Peace of mind knowing that all details of your funeral are sorted.
  • The cost of the funeral is locked in at Today’s prices.
  • You may benefit from improved pension entitlements by pre-paying your funeral.
  • You remove the added planning and financial strain from family and friends at their time of loss.
  • Pre-paying a funeral means there are no more expenses at the time it is required.

Pre-Paid Frequently Asked Questions

The amount of money is determined directly by the costs associated with providing you with your funeral arrangements. Basically, the cost of your specified funeral determines the amount you invest. There is no limit.

In the event this occurs, you can select an alternative Funeral Director. The funds invested are held independently of the Funeral Director in a capital guaranteed investment and will still be available to meet funeral costs.

A copy of your contract, which details your arrangements at a fixed price (the contract), is held by yourself and Southern Cross Funerals. It is important that you communicate to your family and friends that you have made these arrangements in advance.

A family member or personal representative simply contacts Southern Cross Funerals and the arrangements, as detailed in your contract, are carried out.

Yes. A memorial can also be pre-arranged. The type of memorial offered varies between cemeteries and crematoria and this is an aspect that you can research and determine as part of your prepaid plan.

Generally your contract will specify the terms regarding interstate transfers and Southern Cross Funerals can help ensure that any new arrangements suit both you and your family.

A prepaid funeral plan is a legally binding contract so you need to make sure you understand the terms and conditions before you sign.

A prepaid funeral plan incorporates a “cooling off” period. It is during this time that you can cancel your contract and receive a refund of your investment. Please contact us for more specific details about the cooling off period.

Yes, however this is subject to your agreement with Southern Cross Funerals. Please remember however that if you alter your original agreement you may incur additional costs.